Affected by typhoons for several days, there has been a large-scale rainstorm process across the country. Many cities have experienced the strongest rainfall for many years. Urban waterlogging is serious, posing a great threat to people's production and life, even life and property safety.

Such extreme weather has also brought great challenges to logistics and transportation. Although freight vehicles are taller, larger, and heavier compared to passenger cars, they have some advantages in dealing with waterlogged roads and water flow impacts. However, this does not necessarily mean that trucks are safe to wade in water, especially in some low-lying areas where trucks still pose a risk of flooding. If the vehicle is loaded with goods at this time, it will undoubtedly cause serious property damage to car owners.

If the car owner encounters a waterlogged road surface while driving, it is important to slow down. The empirical wisdom of "fast sand, slow water" still holds some truth. When the road surface is submerged by water, it cannot be directly seen from the appearance that the water depth is shallow. At this time, auxiliary judgment can be made by surrounding objects such as other vehicles, curbs, light poles, isolation barriers, etc.

When the water depth is lower than the axle, vehicles can pass with confidence;

When the water depth is below the axle or the top edge of the tire, it is necessary to be cautious when passing. After wading, the wheel end and chassis should be maintained in a timely manner;

When the water depth is completely above the tires, it is not recommended to continue driving because the axle and transmission are completely submerged in the water, and the air holes are prone to water ingress, which may cause damage during driving. Timely maintenance should be carried out after wading;

When the water depth reaches the height of the engine, passage is prohibited. Forcible wading may cause water to enter the engine, causing the vehicle to stall and anchor.

During the process of vehicles passing through waterlogged roads, it is necessary to maintain a low gear, stabilize the throttle, and slow down the vehicle speed to ensure a stable and continuous power output. The vehicle is not prone to stalling; Furthermore, the slower and more stable the vehicle speed, the less likely it is for water to splash, and the higher the safety of wading; In addition, slower speeds can also allow for better observation of the road conditions ahead, allowing sufficient reaction time.

If the vehicle stalls during the wading process, do not rush for a second ignition, because as long as there is a second ignition, the insurance company will not compensate for the engine damage caused. It is best to open the car door and see where the water level has fallen to the tire. If it is below the axle center, it can be ignited with confidence; If the tire has not passed, do not attempt to ignite it. You should immediately disconnect the battery power, contact the insurance company, and call for help.

After the vehicle has successfully passed through the wading section, it is recommended that the owner choose a safe place to pull over and check if the engine and electrical components have water ingress, if the anti water ingress device has been restored to its original state, if the radiator is blocked by mud and debris, and if there are foreign objects in the front and rear axles, etc. In addition, apply a few more brakes to check if the braking force is affected. If there are no abnormalities, restart the road.

After entering the rainy season, car owners should try to choose high terrain sections or parking lots when parking to reduce or avoid vehicle flooding. If the vehicle has been flooded due to carelessness, the car owner should report to the vehicle insurance company in a timely manner:

When the vehicle is in an underground garage or a low-lying open area, confirm the location of the vehicle in a timely manner after the rainwater recedes, take photos for retention, and report for insurance;

If the vehicle is parked at a high place and there is no serious danger of soaking in water, it should also be inspected promptly after the rainwater has receded. If serious soaking or water ingress is found, insurance can also be reported;

After discovering that the vehicle is flooded, do not start it on your own. If you need to move the vehicle, you can directly find a trailer to tow it away.

For vehicles that frequently enter and exit rainy areas, for safety reasons, it is recommended that car owners purchase car damage insurance and water related insurance. This way, in the event of flooding, relevant losses can be compensated by car damage insurance and water related insurance. Common types of insurance and compensation categories can refer to the following table: